"Happy to provide a testimonial for everything Jo has done for us. "

So Happy To Recommend

"You made everything so easy."

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About Us

JO CHOAT is the Director of Jo Choat Mortgages & Insurance. She has 25 years experience in the banking and broking industry. Prior to running her own business Jo was a Bank Manager for 2 major New Zealand Banks. Jo established her own financial advisor business 20 years ago and was a founding member of the Professional Lenders Association Network of New Zealand and a member of the New Zealand Mortgage Brokers Association which merged with the PAA  and is today known as FANZ. Financial Advice NZ.


You can enter purchase negotiations with the confidence that comes from knowing exactly what your buying power is

If you've already found that home or investment property, we make the application process easy and stress free. We'll get you the best loan to suit your goals - whether it's paying it off faster or easy payment amounts. 

We can review your current mortgage structure and offer practical advice on how you can pay your mortgage off years earlier – often saving you tens of thousands of dollars over the course of your loan.

With the correct loan structuring it is possible to save thousands on interest costs and shave years off your mortgage.


What will your mortgage cost you?   

Did you know??
A mortgage of $350,000 with a 7.2% interest rate will cost $855,273 to repay over 30 years. That is over $500,000 in interest!









Protection & Risk

Want peace of mind that your family and their future is protected?

We can help you make sure you have the right amount of cover at a price that is right for you. We will give you honest, professional advice so that you can rest easy knowing you are prepared as best you can be for life's unexpected events.

We have worked very hard to ensure that we offer the highest level of service that we can, we deal with our clients in an honest and professional way and ensure we treat people with the respect and sensitivity that we would like to receive ourselves. We are there at claim time the time that you need someone to look after things for you while you concentrate on the issue at hand.

Ph  09 486 3224   Fax  09 486 3221
Email  jo@jochoatmortgages.co.nz
Office  Level 4, 15 Huron St, Takapuna
Post Address  529A Beach Rd, Murrays Bay